Reader’s Question:
Is it possible for me to negotiate with an auto insurance agent here in Arizona for my rates?
Jake
Phoenix, AZ
Definitely! we all have to learn how to negotiate (or haggle) from time to time, and with the global economic pinch everyone is feeling right now, negotiating with your auto insurance agent there in Arizona for better rates is a must! Here are a few tips that can help you uncover those “hidden” discounts and savings that your auto insurance may not be telling you about.
1. Do your homework and shop around. If you are not armed with timely auto insurance information then you might as well be shooting blanks. There are a lot of websites or insurance portals (just like this one) that you can use for free to get timely and accurate quotes and comparisons between many auto insurance providers.
2. Call up your agent or provider. Let them know that you are being offered so and so rates by XX company that is better than what you are currently paying for (of course you want to make sure your information is accurate) and see what they will do to keep you as a customer.
3. If they can’t push down your rates further, start asking questions to uncover other discount options. You can ask about discounts for getting your life or house insurance under the same provider. Look for annual payment schemes which usually costs less then monthly payments. Discounts are available as well for those who have taken defensive driving lessons as well as having a low driving mileage per year. It may seem tedious but the savings you’re going to get are well worth the effort.
Tags: auto insurance, auto insurance agents, auto insurance company, affordable auto insurance