Reader’s Question:

I will be out of the country next year and an auto insurance agent here in Indiana recommended that I get overseas car insurance, could you tell me more?

Laura

Gary, IN

For people who will be traveling to other countries and would be bringing their car over, it would be highly advisable to talk to your auto insurance agent and get an overseas car insurance policy. Fat is, once you leave the country, your existing auto insurance coverage would probably be unable to extend protection to you anymore. If you’ve already got auto insurance there in Indiana, that means that you did not want to risk getting injured or losing a great deal of money while driving, so imagine what would happen to you if you get involved in a car accident in Mexico? As an example.

Most of the big, nationwide car insurance providers like GEICO or Farmers would either have offices, subsidiaries or affiliations in different countries that can arrange for you to have the same amount of auto insurance coverage you already have in the U.S to take effect in that particular country. Of course, each carrier would have their own set of rules and policies regarding overseas auto insurance so it would be best to consult an auto insurance agent or representative with your carrier for the details.

Also ask your carrier about the necessary details like how and where to file a claim in the country you will be traveling into in case you need to, contact numbers, as well as if you will be charged for the said policy in dollars or by using the local currency.

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